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Who pays to fix liability insurance in a no fault state?

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  • Who pays to fix liability insurance in a no fault state?


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Answer #1 | 23/12 2013 02:52
From Wikipedia, for what it's worth: "In terms of damages to vehicles and their contents, those claims are still based on fault. No-fault systems focus solely on issues of compensation for bodily injury. But it also works the other way: policies pay the medical bills for drivers and their companions independent of who was at-fault for the accident."
Answer #2 | 23/12 2013 05:56
The liability is still determined by the at fault driver "No fault" does not change that
Answer #3 | 23/12 2013 06:50
In your scenario, the other driver's liability coverage pays for your vehicle damages. No fault only applies to either medical payment coverage and/or PIP, (personal injury protection). Which means, if injured, YOUR policy pays for medical bills due to an accident, if at fault or not. Kind of like, your health insurance pays for your medical bills, but wont pay for your neighbors medical bills. Negligence, or fault still applies in accidents. Whoever is at fault, owes to the other party for their damages.

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