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where should I look for a Loan?

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  • where should I look for a Loan?


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Answer #1 | 05/01 2014 13:47
Friends or Family. To get any sort of personal loan, you would need good to great credit.
Positive: 62.5 %
Answer #2 | 06/01 2014 02:59
Nowhere. You can't afford the terms of any loan you would be eligible for with bad credit. Don't get a payday loan. The terms are horrific, and you'll make your bad situation even worse. You need to get on top of late bills. I would sell something to make some quick cash, and then do a budget. If you have multiple debts you need to pay minimums on all the debts and anything extra you possibly can on the highest interest rate debt. That is the priority. Do that and clear your debts. A loan will only make your situation worse, I'm sorry. :)
Positive: 60 %
Answer #3 | 05/01 2014 15:38
The only legitimate loans for those with bad credit are payday loans, and even those aren't worth the cost. They charge over 400% in interest on average, and prey on people with bad credit in desperate need. Whatever late fees you may get as a result of the late bill payments are by far less than the cost of payday lenders.
Positive: 40 %

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