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My car insurance is ruining my life HELP?

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  • My car insurance is ruining my life HELP?


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Answer #1 | 29/12 2013 01:11
Sell your car, pay nothing for insurance, buy a bicycle or use public transport.
Answer #2 | 29/12 2013 01:34
It's the distance to the job, then, that is enslaving you to all this expense. Consider getting a job closer to home, and then get rid of all this hardware that is making you its slave.
Answer #3 | 29/12 2013 06:44
Your points (and any accidents) stay on your record for 3 years, so, if no more points, will be 2 more years paying more. At $120 per month, guessing your loan is for 18 months, so until you pay off loan, you must have full coverage. You can sell the car and drive the other one, which would get you back to the $120 per month. The reason for taking old car off, and more, is because they give you a multi car discount for 2 cars. The next time, pay cash for a car, so only need liability coverage only. Or, before you buy, call your agent and ask them how more it will cost (before) you take out a loan. I agree with the other poster, find a job that is around 5 miles from your home, to cut your gas costs, which at 25 miles, eats a lot of gas. At $8.50 per hour x 40 hours = $340.00, so it appears you are only working part time, if making the lower amount of $200 per week, or around 20 hours some weeks?
Answer #4 | 29/12 2013 06:49
sell the car. buy a 10 year old, POS and carry only the minimum liability insurance. clean up your driving record, increase your income, and after you turn 25, you might be able to drive a nicer car. My hope is all of those 13 and 14 year olds that read of your plight, and hopefully some will take heed. (of course some, maybe most, will not) Good Luck!
Answer #5 | 29/12 2013 08:35
You sell the second/new car and keep only the old/first car, so that your insurance goes back down to $120 a month. By the way, I almost never agree with MBR Catz, so when we both give the same answer, that says a lot.
Answer #6 | 29/12 2013 07:46
Considering what you are paying, you could take a taxi (if walking, bicycling, or public transportation are not options).

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