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Is the insurance industry required by federal law to cover mental health treatment?

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  • Is the insurance industry required by federal law to cover mental health treatment?


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Answer #1 | 18/12 2013 17:33
yes.. cover equal to other medical items
Answer #2 | 18/12 2013 17:36
Yes...if you buy a policy next year that fits the mold.
Answer #3 | 18/12 2013 19:05
Now it is, due to ACA. Before, maybe, maybe not.
Answer #4 | 18/12 2013 19:35
Health insurance is regulated by each state. There is no law that requires insurers to offer mental health benefits. That would be going a bit far in regulating a private enterprise.
Answer #5 | 18/12 2013 20:02
No. Obamacare does require that for a new policy to be "compliant", it must include mental health benefits - but old policies and noncompliant policies are still in existence, which do NOT include mental health benefits.

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