Insurance company bill too high in accident?

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  • Insurance company bill too high in accident?


Answer #1 | 23/12 2013 09:30
To bad you don't have a better grasp of repair costs. The cost seems inline to me.
Positive: 100 %
Answer #2 | 24/12 2013 21:14
I've heard this complaint a million times. Truth is, there was _much_ more damage then you saw and you don't understand how expensive repairs are. If you want, feel free to ask for the appraisal and review it. If you want, talk to the shop that did the repairs. You will find that there was much more damage then you could see. I'm guessing the rear 1/4 panel was damaged as well as other parts. Progressive does not just throw extra money at repairs. There is no guarantee that they will see a dime of what they spent. So why would they want to throw away an extra $2,900? People complaint that insurance companies don't pay claims. But when those bills are to be paid back, the complaint is that they spend too much. You can offer to make payments and most carriers will agree to this. It's a good deal as as long as you make the monthly payments, there is no interest. However, I doubt they will accept $5/month. More likely something like $100/month for 30 months. You'd need to sign some paperwork and this basically waives your rights to deny that you owe the amount and they they can collect all fees and cost if you stop making payments.
Positive: 100 %
Answer #3 | 23/12 2013 09:35
It is what it is. The insurance company deemed that a fair price for the repairs, paid for them, and you are responsible for reimbursing the company. Body and paint work is not cheap. Had you been insured as the law requires, this wouldn't be an issue.
Positive: 50 %
Answer #4 | 23/12 2013 08:03
Chances are that is the amount insurance is out for repairs and are merely billing you for what they paid out. If you disagree with the amount you can protest, but probably what they would do then is send a detailed accounting of what was done and the costs. Sometimes they will negotiate for a lesser amount, so see if you can do that. But in the grand scheme, sometimes it's easier to just pay it out and put it behind you. Sounds like you have some good things going on, focus on that, and good luck.
Positive: 50 %
Answer #5 | 24/12 2013 17:11
Obi Wan, you're my hero! Wish you were my agent :) The bill you got from Progressive IS fair and reasonable. They did not inflate the costs just to stick it to you. You can ask for an itemized list of the costs, but you can be sure that Progressive did not pay more than what was necessary. It's possible there are rental fees in that bill, and it's also possible the other party claimed injuries.

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