Help finding unclaimed life insurance and benefits for Veterans dependents?

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  • Help finding unclaimed life insurance and benefits for Veterans dependents?


Answer #1 | 19/12 2013 12:41
There is no national database of insurance policies. There is a database of applications to buy insurance (it doesn't mean they did) and it costs $75 to search it. Other than that, you can search the internet, make a list of the largest life insurance companies and write letters to them and ask. Note, to buy insurance, you have to pay premiums. For most people, that means they only have insurance if they have written a check or used a credit card to pay for it in the prior year. Start by finding your dad's bank statements and credit card statements and look for any payee name that looks like an insurance company. There are some whole life/cash value policies that built up enough cash value that they paid the premiums out that. While I'd expect that the companies would still send out annual statements, if your dad moved, they address can get lost. I found one of these policies for a relative (and it was a whopping $6000) by going through every sheet of paper in his office as I cleaned it out. He'd had the policy for 40 years.
Answer #2 | 19/12 2013 18:34
Your first step, is to go to court, and be named executor or administrator of his estate. After that, you can go to his bank and pay for copies of his banking records, to see what insurance company he was paying. It's not going to be cheap, and odds are really good, that he didn't have insurance at the time he died. You're probably asking, is there some website where you can pop his name in, and get life insurance information. No, there isn't. It's private information, protected by the privacy laws.

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