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got into car accident, the car had insurance but i wasnt included, and it was my fault what should i do?

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  • got into car accident, the car had insurance but i wasnt included, and it was my fault what should i do?


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Answer #1 | 19/12 2013 10:12
How were you not included? Did you steal the car? If the owner gave you permission to drive the car, you are covered to whatever extent the car is insured.
Answer #2 | 19/12 2013 10:22
visit the website(very helpful)
Answer #3 | 19/12 2013 10:44
You need to call the insurance company and tell them what happened. You may not have to be specifically included to be covered. Were you specifically excluded? Some policies exclude teenage drivers, and certain people. You just need to report it to insurance and hope that your covered. If you drive a car on a regular basis you should have you name added to the policy for that car. But if you only drive a car once in a while then you should be insured as long as some provision of the police does no exclude you. It is your responsibility to make sure that you have insurance before you drive a car. This is not something you want to try and figure out after the fact. Hopefully your covered this time. If not you will have a big bill to pay.
Answer #4 | 19/12 2013 10:59
Were you give authorization to drive the vehicle by the vehicle owner? If so, you would be covered by their policy.

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