can i sue for more than the amounts an insurance company is offering?

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  • can i sue for more than the amounts an insurance company is offering?


Answer #1 | 21/12 2013 10:19
For sure.... That is only an offer - Nothing says you have to take it....
Answer #2 | 21/12 2013 10:23
No. You can't sue the insurance companies if you're not insured by them. You sue the person responsible for the accident. That person then sues his insurance company if they lose the case and refuse to pay. Keep in mind insurance policies have limits so if they're already offering the limit there's nothing more to sue for.
Answer #3 | 21/12 2013 10:44
If you sue only the insurance company, then you cannot get any money, not even the original offer. You can get money only if either (a) you don't sue, (b) you sue the owner of he car, or (c) you sue the driver.
Answer #4 | 21/12 2013 11:36
CALL AN ATTORNEY don't sign anything, please keep in mind anything that you read here is nothing more than an opinion, including mine. Insurance companies have maximums and they will not pay anything more. Accidents are almost always that am accident. Sadly this one was horrific and resulted in the loss of three young lives. You are also free to bring suit against whoever caused the accident, but chances are if you do so you will give up the insurance companies offer- this is why you need to talk with legal counsel as soon as possible.
Answer #5 | 21/12 2013 12:57
You can sue the liable party for more than their insurance policy covers but the chances are they will be unable to pay you unless they are financially well off. Good Luck

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