CA Car Accident not my fault cop talked me out of getting a police report because DMV would give me a point?

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  • CA Car Accident not my fault cop talked me out of getting a police report because DMV would give me a point?


Answer #1 | 20/12 2013 03:10
Click on to read about California driving or Point system..
Answer #2 | 20/12 2013 03:17
Your insurance will most likely ask for a police report. Always get one. It will save you from any further complications.
Answer #3 | 20/12 2013 03:21
You are required to report all accidents , regardless of the amount of damage. Even if you pay for the accident yourself, and you are either at-fault or partially at-fault, the accident will count against you in less you are not at fault. That is the insurance policy. But it is also by law, you are required to report an accident if the damage is over $1,000. In other words, if one vehicle had $500 damage and the other vehicle had $501 damage you are required to report it to the police. If you do not report and the other guy reports against you his insurance company will contact your insurance company insurance company, so your own insurance company will find out about it even you don't report it. Even if you were at-fault or not at fault and didn’t report the accident to your insurance company they "could" cancel your policy or not renew your policy. If you are not at-fault it will not count against you and your insurance rate will not increase. So you will not have a point against your record if you was not at fault but as for the other guy he would because he is at fault. Also the police do not send out these reports automatically to your insurance company. But as far as needing a police report you do not need a police report to make an insurance claim after a car accident and it will not go against your record if you was not at fault. The cop was wrong.
Answer #4 | 20/12 2013 04:14
Ok....Anybody involved in an accident and does not call the police to the scene is foolish. OK... Who cares about "1 point"? Isn't doing things correct more important? Ok....Sounds as if the cop knew the guy you ran into and got him off of the hook by telling you some garbage about "1 point" Ok....Regardless, Simply report this accident to your insurance company and the other guy will do the same and the insurance companies will determine fault (liability) OK
Answer #5 | 20/12 2013 08:24
A police report about an accident will not add points to a driving record, only the conviction of a ticket will do that, so unless the office was saying he would write a ticket to both of you, he was mistaken. But the accident report doesn't show fault, it just shows factual information, and is only one of the tools used in an investigation. Just file, the two involved insurance companies will sort it out.
Answer #6 | 20/12 2013 05:28
Are you sure that's exactly what the cop said? Because if so, yes the cop lied. Are you sure he was a real cop?

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