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My home is paid for, I want a loan but have bad credit how can I get a loan using home as collateral?

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  • My home is paid for, I want a loan but have bad credit how can I get a loan using home as collateral?


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Answer #1 | 19/12 2013 15:39
Bad credit means you won't be finding a legitimate lender anywhere. Mortgage companies already have too many foreclosed homes. They only want to deal with folks with a proven repayment track record.
Positive: 96 %
Answer #2 | 19/12 2013 15:53
Yes with bad credit record, you can not apply for bank loan anymore, I just like to suggest you take a help of your any good friends who had a clean proven repayment track record.
Positive: 90 %
Answer #3 | 19/12 2013 16:08
You can't find a legitimate loan anywhere with bad credit. You should try again at your bank or local credit union, or through AAA.
Positive: 70 %

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