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How many months does it usually take before a credit card company closes an account because of inactivity?

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  • How many months does it usually take before a credit card company closes an account because of inactivity?


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Answer #1 | 22/12 2013 22:42
Chase closed my account after 24 months and was told if I started to use it they would still cancel it. I only wanted it for emergency and as you can guess, I never had any
Positive: 44 %
Answer #2 | 22/12 2013 23:21
it depends on company...if you want to close your card account just ask them to close .....all the best'' normally it is 2 years.
Positive: 38 %
Answer #3 | 23/12 2013 10:10
Depends completely on the card. Some will close the account after 9 months of inactivity, especially if you have never used the card. Others take longer.
Positive: 18 %
Answer #4 | 24/12 2013 07:52
It depends upon the card. One card that I have had through various bank mergers since college suddenly charged me an annual fee when I had not used it for over a year (normally there was no fee). And because I was not expecting any charges on that account, I did not notice that until the following month when they tacked on a late fee. So if you have a credit card and you want to keep it active and free of an annual fee, you should use it occasionally for something you will pay off in full when the bill comes.
Positive: 10 %

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