how do credit cards work? im thinking of getting one!?

Answer this question

  • how do credit cards work? im thinking of getting one!?


Answer #1 | 22/12 2013 15:06
You have no credit history. You will have problems qualifying for ANY credit card. You will not get a low interest rate, high limit, no annual fee, good reward program card. You need to have good credit and an established credit history of at least 4 or 5 years to get the better credit cards. Go to your bank. They are the most likely to extend credit to you. You will probably have to start with a secured card.
Positive: 81 %
Answer #2 | 22/12 2013 15:22
Its an ok deal , if you want to move around. A card to go for is the one that offers your credit score or Fico score for free. I wouldn't worry about the percentage, you won't be using the card that much.
Positive: 75 %
Answer #3 | 22/12 2013 15:54
Rather than getting a credit card to go into debt, put off your purchase till you can pay cash. I suggest you take to someone at your current bank or join a credit union & speak to them about how to build your credit. I would dump the debt card, they are trouble & do not have the protection of a credit card.
Positive: 55 %
Answer #4 | 22/12 2013 16:55
You can't get that card. The card that you describe sounds like one that is only for someone who has already has a credit card and wants another, not one for someone getting their first credit card ever.
Positive: 23 %

Possible answer

While you may avoid applying for a credit card, thinking your ... of getting a card by ... to get a credit card with ...
Read more
Positive: 81 %
... that's very difficult to do. The credit card ... consider a fully secured one. The credit ... This version of How to Get a Credit Card when ...
Read more
Positive: 76 %
4 Things Credit Card Newbies Should Do to ... use credit responsibly. Or maybe you're thinking about ... Student Rewards credit card from Capital One.
Read more
Positive: 62 %
The annual fee on one of our best cash back rewards credit cards ... Where We Are ∙ Who We Are ∙ What We Do ... Certain credit cards and other ...
Read more
Positive: 39 %

Show more results