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Can food stall owner refuses to accept my payment if i pay in coins?
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Can food stall owner refuses to accept my payment if i pay in coins?
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| 28/07 2012 20:23
Most countries have a limit beyond which use of coins is not 'legal tender' ignore most of the comments you will get, because this is a technical term most people do not understand. In addition, the stall holder has NO LEGAL OBLIGATION TO SELL YOU ANYTHING any more than you could be obliged to sell any of your possessions. ~~ re: my comment on 'legal tender'. @troll is a case in point, and is 100% completely confused about the meaning of this banking term, and has made a guess. Which is wrong. ~~ Maybe the disagreement here could be explained by different countries having different laws. From the Bank of England site: 'Legal tender has, however, a very narrow technical meaning in relation to the settlement of debt. If a debtor pays in legal tender the exact amount he/she owes under the terms of a contract (and in accordance with its terms), or pays this amount into court, he/she has good defence in law if he/she is sued for non-payment of the debt.' Coins are legal tender throughout the United Kingdom for the following amount: £2 - for any amount £1 - for any amount 50p - for any amount not exceeding £10 20p - for any amount not exceeding £10 10p - for any amount not exceeding £5 5p - for any amount not exceeding £5 2p - for any amount not exceeding 20p 1p - for any amount not exceeding 20p What this means is that if you try to pay your debts in coins, they can refuse to accept them over the amounts above. Singapore may have a similar rule, or it may not. @troll - 'Guru Hank cannot explain Legal Tender in simple words' because - like I said - it is not as simple as people think.
| 28/07 2012 20:24
No, they cant. 'Legal tender' refers to coins or banknotes that must be accepted if offered in payment of a debt. All notes and coins issued in most countries (excluding fake money) are legal tender and must be accepted on payment regardless. The stall owner therefore has a legal obligation to accept the coins given. Using another argument, supposing someone only has coins and can only pay in coins. If the stall owner refuses payment in coins, they can't expect that person to pay in notes if they only have coins with them. So they will have to accept payment in coins instead. Anyway the notion of 'legal tender' prevents the stall owner from refusing payment in coins. The stall owners were probably frustrated with counting the coins you gave. Usually it helps if you pay in notes, the stall owner will be thankful and it saves them time from counting the coins you gave. But the stall owners does not have a right to reject payment in coins. @Guru Hank can't even explain the term 'legal tender' in simple words. He therefore does not know what he's talking about. All he does is quote from the Bank of England website. If he can't explain it in his own words, that means he doesn't understand it. It is a technical term, but can you explain it in such a way that the person on the street understands it? Go ahead explain it IN YOUR OWN WORDS then. "If you can't explain it simply, you don't understand it well enough." -Albert Einstein @Turnipfan is 100% wrong. Legal tender can be used for all mediums of payments. It is commonly used in notes and can be applied to coins as well. The link he gave only applies in the US. We are talking about Singapore currency here.
| 28/07 2012 22:31
Paying with coins should be acceptable.But the issue here, it's difficult to count; it would be much heavier to carry bunch of coins than money notes -- disorganized. Those are plausible reasons, why sellers normally reluctant to accept coins. I normally would stack my coins e-g 10 cents stacked up to $1 and secured by transparent tape. It would be easier for them to count. It works for me. It works when I pay in coins to the stall in which I am a loyal customer to them. I pay sometimes with coins for my taxi fees as well. They accept it. The coins that the seller would normally limit to accept is 5 cent. I have experience to pay with 5 cents for total amount of 20 cents. The seller told me , they can only accept 2 coins of 5 cents. Since most of sellers would reluctantly accept payment in 5-cent coins, I would normally limit to accept any change in 5 cents. I cant even use 5 cents for buying drinks from vending machine. Most of the time, I spend my coins by buying can drinks from vending machine. Hope my answer is useful for your case. Cheers
| 29/07 2012 00:29
If you has 6x$1 and 4x$0.20, the stall owner will not have said anything even though full payment was in coins However if it was 68 x $0.10, than he may not be all that happy to spend the time to count the coins.
| 30/07 2012 01:37
These guys are pretty geeky, which is a good thing for you. Great job guys! I mean it as a compliment though. Anyways, I'm just going to add a tiny bit. First of all, you come off to me as a tourist? So, if you are not from that country and all you have are coins, then it just goes to show that you are not entirely subject to any such rule. I'm sure it would have an exception in around that area. Other than that, the customer is always right, and I'm sure it's not just a saying but is also an actual law under buyer seller rights. In any case, just put your experience from them as bad customer service and never return to that place ever! (^-^) Explore Cypress TX visit: http://cypress-tx-real-estate.com/explore-cypress-tx/
| 30/07 2012 06:01
Don't care them. Just throw them the coin or you just walk away without paying.(since their Business is 'so good')
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